Article provided by: umbrelladebtrelief.com
If you are struggling with debt, you aren’t alone. Many people have financial difficulties that are challenging to overcome. When you are having trouble making your monthly payments and are falling behind with your bills, you may be a candidate for our UmbrellaDebt program. We offer a way to consolidate credit card debt together so you can make one affordable monthly payment.
What is the UmbrellaDebt Relief Program?
The UmbrellaDebt relief program is a way to consolidate credit card debt so you can become debt-free over time. The plan gives you a way to pay off your debt, and in some cases, you may be able to reduce the debt you owe. The program allows an experienced debt negotiator to review your specific needs and develop a plan that fits your financial situation. We may negotiate with creditors to reduce the balance that you owe. Many people find that this is a viable alternative to bankruptcy. You can complete the program in 12 to 48 months. After that time, you will become financially independent and will create a better financial situation for you and your family.
Benefits of the UmbrellaDebt Relief Program
When you choose to consolidate credit card debt, you will be able to get out from under a troubling financial situation. You will immediately feel less stress because you will be able to afford monthly payments to pay down your debt. In many cases, we can help reduce the amount that you owe so that you can resolve your payments more easily. Our program is often a better choice for those who are considering bankruptcy. Rather than stain your financial record with bankruptcy, you can resolve your debt problems and begin to build new credit to create a stress-free economic lifestyle.
What Types of Debt Qualifies for the Program?
Some types of debt qualify for consolidation under the program, while other kinds of debt do not. Qualifying debt includes credit cards, personal loans, medical bills, accounts in collections, and other unsecured debts. Some debts that do not generally qualify include mortgages, student loans, short-term loans, car loans, and IRS tax debts. These types of debts also do not qualify for exemption under the bankruptcy rules. When you consolidate credit card debt, you will effectively resolve your financial troubles. One of our specialists will help determine your options so you can make a decision that is best for your specific case.
UmbrellaDebt Consumer Debt Relief
At UmbrellaDebt, we provide a variety of programs that help consumers resolve their financial situation favorably. Our debt relief programs allow you to consolidate credit card debt so you can get out from under financial difficulties with a plan that will work. We will help you calculate your payments and assist with getting a reduction on some of your debts when possible. You can apply for our program online, and we will assist you to quickly resolve your financial problems with a consolidation program that meets your needs. Contact UmbrellaDebt today to start getting relief from debt as soon as possible.
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ATM CHALLENGES IN INDIA: POWER, ENVIRONMENT AND SECURITY
Just like prepaid mobile phone services changed the way people talk, automated teller machines (ATMs) changed the way people transact. However, India still lags behind in reach and technology in this space compared with other emerging as well as the developed countries. Navroze Dastur, managing director (financial services), NCR Corp. India Pvt. Ltd, a company which manufactures and manages ATMs in India, talks about the developments made so far in the space and what’s in the pipeline. The company has been in India for 17 years and has around 45% market share of the ATM business here, according to Dastur.How have ATMs caught on in the Indian market?
It has been a cash-and-dash market largely, which means people go to ATMs mostly to withdraw cash though an ATM machine can be used for various other functions. For instance, we recently rolled out a system where a customer can walk up to an ATM machine and deposit cash and immediately get credit. It is different from envelope deposit which most ATMs have. This is very useful for retailers who collect cash throughout the day as Indian economy is mostly cash-driven.
Then, you can use ATMs to print or update your passbook. Apart from that, you can also make utility bill payments. Though the technology has been there, banks do not encourage such transactions mainly to curtail long queues...
"Modi village" is Varanasi's new hot spot
Narayan Patel is a busy man these days. Apart from attending to scores of journalists coming from all over the place, he has to take care of the needs of visiting government officials, foreign delegates, representatives from civil society, company executives, scientists and researchers. The de facto Pradhan of Jayapur village in Varanasi district, however, does not mind this sudden change in his life, as “his village” has become part of history after the prime minister decided to adopt it as part of the Sansad Adarsh Gram Yojana (SAGY).
Jayapur, with a population of a little over 4,200, was like most other villages before Prime Minister Narendra Modi adopted it on November 7. Other than a primary school, the village is short of any amenity a decent habitation should have. A primary health centre is a few kilometres away, the nearest railway station is at a distance of 10 km, secondary and tertiary education centres are miles away, electricity is conspicuous by its absence most of the time and there is nothing called a working public transport system.
“Ab sab kuch badalne wala hai (everything is going to change now),” exudes Patel, with nearly a dozen villagers nodding in agreement. Anticipating achche din, villagers are about to make lifestyle changes. Serving visitors with “sugar-free sweets” is one of these. “Do not worry. You can have them without any apprehension,” a villager sitting near Narayan Patel told us, while serving a plateful of kaju katli...